News You Could Use - Credit Report

Hi, Everyone!

I found this tidit while reading The Money Book for the Young, Fabulous, & Broke by Suze Orman. (It is a good read for those thirty and under.) If you live in the following states, you are entitled to one free report each year by the three credit bureaus, as of September 1, 2005:

Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee, Texas, Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, West Virginia, Puerto Rico, and all U.S. territories. (There is no official word if DNC Chairman Howard Dean was asked to do a PSA for this. "YEAHHHHH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!"

If, by chance, your state was not listed, there is no need to panic. By the end of this year, everybody will be entitled to this privelage. You can find out one of two ways. You can either dial toll-free 1(877)332-8228, or by logging online at www.annualcreditreport.com. If you find any errors, please proceed with the particular credit bureau.

Also, to find out your FICO score, you can go to www.myfico.com.

Knowledge is power, take advantage of it when you can.