Late Bill Payers Bullied By Debt Collectors

Late Bill Payers Bullied By Debt Collectors

Monday, August 11, 2008 - Millennium Radio





New Jerseyans waist deep in debt amid the credit crisis and economic downturn, are suffering at the hands of debt collection bullies. Know your rights! Just because you're late paying your bills, doesn't mean they can harass you.

Relentless collectors that call all night and day, pretending to be your friend, using obscene language and even calling you at work are violating New Jersey's criminal code. Flemington Attorney Bill Wolfson says if you want debt collectors to stop, write them a letter and tell them to do so. If they violate the fair debt collections act, there's a civil penalty that can be made payable to you if you take it that far...

"The collector's employer can also be assessed legal fees money damages or even punitive damages for the type of emotional distress it tends to cause some people." Wolfson says.

He says many people fall victim to debt collection bullies thinking they can be prosecuted for not paying up, but that too is a scare tactic. Log onto www.njchapter13.com to learn more about your rights.



By: Racquel Williams




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